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Glossary

Earnings Per Share

A corporation's net income available for common stock divided by its number of shares of common stock outstanding.

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Ex-Dividend Date

A date set on which a given stock will begin trading in the marketplace without the value of a pending dividend included in the contract price. It is normally 2 business days before the record date, except on mutual funds where it is the date set by the issuer or principal underwriter.

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Exchange Privilege

The right to exchange the shares of one open-end fund, or class of fund, for those of another under the same sponsorship at net asset value. For tax purposes, such an exchange is considered a sale and new purchase.

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Expense Ratio

A ratio for comparing the efficiency of a mutual fund by dividing the fund's expenses by its net assets.

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1129-NLD-8/4/2010