Investor Education

Glossary

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Joint Tenants with Rights of Survivorship

A form of ownership held by two or more persons, usually, but not limited to, husband and wife. This form of ownership provides that, upon the death of one of the owners, the entire account is now fully owned by the survivor(s). (See "Tenants in Common.")

Before investing, please read the Fund's prospectus and shareholder reports to learn about its investment strategy and potential risks. Mutual Fund investing involves risk including loss of principal. An investor should also consider the Fund's investment objective, charges, expenses, and risk carefully before investing. This and other information about the Fund is contained in the fund's prospectus, which can be obtained by calling 1-800-662-4203. Please read the prospectus carefully before investing.

Distributed by Northern Lights Distributors, LLC, member FINRA.
Northern Lights and the Funds' Adviser, Tributary Capital Management, are not affiliated.

1129-NLD-8/4/2010